Legal & Privacy
Last updated: June 25, 2026
Terms of Service
Welcome to The Vault. By accessing or using our website and services, you agree to be bound by these Terms of Service and our Privacy Policy.
1. Use of Service
The Vault is a personal finance dashboard that aggregates data from third-party services like YNAB and Wealthfront. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.
2. Data Integration
Our service relies on integrations with third-party providers. We are not responsible for the availability, accuracy, or reliability of data provided by these third parties. You acknowledge that your use of third-party services is governed by their respective terms and policies.
3. Limitations
The Vault is provided "as is" without warranties of any kind. We do not guarantee that the service will be uninterrupted, secure, or error-free. We are not financial advisors, and the information provided by the service should not be considered professional financial advice.
Privacy Policy
Your privacy is important to us. This policy explains how we collect, use, and protect your personal information.
1. Information We Collect
We collect information you provide directly to us, such as your email address when you create an account. We also process financial data retrieved from third-party services you connect (e.g., YNAB, Wealthfront) solely for the purpose of displaying it in your dashboard.
2. How We Use Your Data
We use your data to:
- Provide, maintain, and improve our services.
- Display your financial information in a unified dashboard.
- Authenticate your access to the application.
We do not sell your personal data to third parties.
3. Data Security
We implement appropriate security measures to protect your data against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure.
4. Third-Party Services
Our service allows you to connect with third-party financial institutions. When you do so, you authorize us to access and retrieve information from these accounts on your behalf. We recommend reviewing the privacy policies of any third-party services you connect.
Contact Us
If you have any questions about these Terms or our Privacy Policy, please contact us.